About Mazda
Mazda; in 1920 it started its life as a cork manufacturer. In October of 1931, this company was introduced to Japan and was called the Toyo Kogyo Co., Ltd. The first vehicle coming out of the company was a tricycle trick called the Mazda Go. Because the company that made this vehicle was managed by a man called Matsuda, the name of this first vehicle sounded fitting. When looking at the name of the man who managed the company and what it was called, many wonder how it became known as Mazda.
The word Mazda comes from the God of harmony, wisdom, and intelligence who was called Ahura Mazda. It comes from one of the earliest civilizations found in West Asia. The many members of Toyo Kogyo interpreted the name Mazda as a symbol of the beginning of the West and East civilizations. They also say it is a symbol of automotive culture and civilization.
Toyo Kogyo was renamed Mazda Motor Corporation as a light in the automotive industry and a contribution to world peace. The name was also a way to pay respect to the substantial founder. The family names were pronounced close to the word Mazda. In 1984, the company renamed itself Mazda. The headquarters are located in Fuchu, Hiroshima Prefecture, Japan. Since 2011, Mazda has been one of the top fifteen largest car manufacturers worldwide. Over the past couple of decades, in Canada, the Mazda has become very popular.
The Mazda 3
You can get this car as a hatchback or sedan with a 2.5-liter four-cylinder engine. It is mated with either an automatic transmission or a six-speed manual. The ride has also been improved where it is now firm and absorbs impacts well. It is also less sporty than other models but the handling is still nimble. The rear seat is snug but the cabin is nicely furnished and quiet. It is a fun car to drive with its sharp handling. One drawback with the Mazda 3 is that there is less cargo space than some of the other small sedans on the market. It is fuel-efficient. This model also has a great infotainment system.
How much does insurance cost for a Mazda?
According to the survey done by Ratelab.ca, on average, the monthly cost for full coverage Mazda 3 insurance is $116 a month or $1,400 annually.
Car insurance rates depend on many factors. If you are looking for a customized quote, you can click here.
Mazda safety features and ratings
Most of the models of Mazda vehicles have a 5-star safety score from IIHS and NHTSA. In Mazda vehicles, they have used their technology to implement various safety features. Some of these features include:
- Blind-spot monitoring systems that will alert the drivers when there are objects in their blind spots.
- Front headlights that will move in the direction that the driver turns in order to improve visibility
- Lane departure warning system that will alert drivers when the car is about to move from the lane it is in.
- Rear cross-traffic alert that lets a driver know when something is coming on either side of the rear of the car when they back up.
- Rigid structures or bodies
- Fitted airbags: Front-impact airbags will protect the head during a frontal crash. Side impact airbags will protect the body if there is a side-impact collision. Overhead airbags will help to prevent your head in case of rollover or side collision.
- Anti-lock brakes
- Anti-theft and standard lock systems help the Mazda become one of the vehicles that are seldom featured in an annual theft list.
Factors that can impact Mazda 3 insurance
- Mileage: Many times the rates are based on how much you drive every day.
- Model of your Mazda: Some models of Mazda’s attract thieves more than others so they would have higher premiums. This can also apply to models that are more expensive to replace or repair
- If you have a teenager on your policy then you will most likely be paying more because they seem to have more accidents.
- Whether you are male or female will affect the cost of your insurance.
- Your age
- The policy that you choose: Your Mazda 3 insurance price will depend on the type of coverage you have. In Canada, it is mandatory that you have accident benefits and a minimum of $200,000 in third party liability.
How to save money on your Mazda car insurance
There are many ways that can help you save money on Mazda 3 insurance. When looking for Mazda 3 insurance in Canada, take your time and compare rates as each insurance company offers different discounts. Taking the time to search for different insurance companies will help you find the insurance that is most suitable for your needs and lifestyle. Mazda 3 insurance is typically affordable. One of the best ways to save money on your insurance premiums is by taking a driver’s ed course.
- Maintain a high credit score: A good credit score of 720 is considered good. It can be factored into the insurance rates.
- Avoid small claims: Many insurance companies will reward drivers for being claim-free. If you can pay for any small claims out-of-pocket, do so.
- Drive safe, avoid traffic tricks: At-fault accidents and violations are something you should avoid if you want to pay less for car insurance.
- Shop around: Compare rate quotes from several insurance companies.
- Drive an older, lower performance vehicle
- Look at the coverage you have on your car. If you have paid your car off and it is not worth too much you should consider dropping physical damage coverage.
- You can also raise the deductible level, which is what you would pay if you are at fault to have your car repaired before the insurance company pays. Generally, it starts at $250 and goes up.
- Areas that have infrequent claims because of acts of nature or you live in an area with low crime rates can help lower your Mazda 3 insurance
- Take a driving course: You can generally reduce your rates if you take a driver’s education course and are trained by a professional.
- Pay annually in one lump sum because with monthly payments you may have to pay a service fee.
