There are more than 50 private companies providing auto insurance to people living in Newfoundland and Labrador. You are required by law to carry $200,000 in third-party liability coverage. Mandatory coverage requirements are slightly different in Newfoundland and Labrador. For example, medical payment, funeral expense benefits, disability income, and death benefits are all optional in the province. You can also sue for pain and suffering in Newfoundland. Your award is subject to a $2,500 deductible though. You can also sue for economic loss in the province.
Here are a few of your options for car insurance in Newfoundland and Labrador.
Crosbie Job Insurance Limited
Crosbie Job Insurance is based in St. John’s but they provide insurance to customers across the province. If you need residential, commercial, marine, aviation, or automobile insurance then you should consider Crosbie Job next time you renew your insurance. They have a quotation form on their website for car insurance and you can also get a quote by calling their office at 1-800-563-7788. You can also visit their St. John’s office on Crosbie Road.
1 in every 5 homes in Newfoundland and Labrador are insured by Anthony Insurance. The company has been around since 1953 and they are one of the largest brokerages in the Maritimes. Their personal auto insurance is provided by AXA General Insurance. They have branches in the following cities: Bonavista, Botwood, Carbonear, Clarenville, Corner Brook, Deer Lake, Gander, Grand Falls-Windsor, Happy Valley – Goose Bay, Harbour Breton, Lead Cove, Port Aux Basques, St. Anthony, Stephenville, Twillingate, and Whitbourne. Anthony Insurance has more than just auto insurance – they also offer seasonal, rental, homeowner, tenants, condo, motorcycle, trailer, ATV, snowmobile, and small business insurance policies.
If you just want a quote over the telephone you can call Anthony Insurance at 1-888-758-5600 (personal insurance) or 1-888-652-1222 (commercial insurance). You can also get car insurance quotes online by visiting the Anthony Insurance website.
South Coast Insurance Limited
South Coast Insurance has its headquarters in Marystown but they also have offices in Bonavista, Clarenville, Corner Brook, Grand Bank, Harbour Breton, Lewisporte, Placentia, Spaniard’s Bay, Springdale, St. Alban’s, St. Lawrence, and Twillingate. They work with some of Canada’s largest insurance providers including Unity Life, Portgage Mutual, Blue Cross Travel Insurance, The Economical Insurance Group, Aviva, and Lloyd’s. South Coast Insurance offers mandatory third-party liability insurance, as well as optional coverage such as accident benefits protection. You can also purchase family protection, accident forgiveness, and loss of use coverage. If you’re looking for car insurance in Newfoundland and Labrador then get a quote from South Coast Insurance.
Munn Insurance has offices all over Newfoundland. They have been selling insurance in the province since the early 1900s. Their head office is located in St. John’s and you can get a quote for insurance by calling 709-726-8627. Their website says that you can save as much as 25% if you bundle your home and auto insurance policies into one plan. Munn Insurance is a proud member of the Better Business Bureau (BBB), Insurance Brokers Association of Newfoundland and Labrador (IBAN), and the Newfoundland and Labrador Risk Insurance Management Society (NALRIMS). For more information contact Munn Insurance today.
TD Insurance provides many of the same policies and additional coverage offered by the other companies listed on this page. To get a quote for motorcycle, ATV, snowmobile, or auto insurance from TD please visit their website.
The Co-operators have agents all over the province. In St. John’s, there are two insurance agencies offering insurance products from The Co-operators: Steve Hawco and Peter Wakeham. If you live in another city in the province and want insurance from The Co-operators you will have to visit their website.
Insurance Brokers Association of Newfoundland
Another way to find an insurance broker in Newfoundland and Labrador is to contact the Insurance Brokers Association of Newfoundland (IBAN). They have a listing of every IBAN member, as well as contact information for the insurance offices of each member. The Insurance Brokers Association of Newfoundland includes the following companies: Anthony Insurance, Aon Reed Steenhouse, Cal LeGrow Insurance, Crosbie Job Insurance, Johnson Insurance, Munn Insurance, Newfoundland Insurance, Pike’s Insurance Place, Reid Insurance, Rock Insurance, South Coast Insurance, Steers Insurance, Sunco Insurance, Wedgwood Insurance, and Wiscombe Insurance. To learn more about these companies please visit the IBAN website.