List of Auto Insurance Companies in Ontario
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Buying car insurance in Ontario can seem like a daunting task between the above average insurance rates in the province and the wide range of insurance companies offering various coverages, rates, and discounts. To make your decision easier, we have put together a list of the top twelve insurance companies in Ontario when it comes to car insurance.
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While established in Illinois in 1931, Allstate has been providing insurance to Canadians since 1953. Allstate Insurance Company of Canada falls under one of the largest insurance companies in the world, The Allstate Corporation. Allstate was one of the first insurance companies in Ontario, with their headquarters in Markham, Ontario. Whether home or auto insurance, Allstate provides insurance to those in Alberta, Ontario, Quebec, New Brunswick and Nova Scotia. With over 90 agencies across Canada, Allstate provides easy access to over 2400 insurance agents and employees. Many drivers choose Allstate for their car insurance because of their discounts such as bundling home and auto insurance policies, installing winter tires or anti-theft devices, student discounts, and customer loyalty discounts. Allstate has a program called The Good Hands Network®, which helps customers across the country get a hold of their insurance agents at any time from anywhere, whether in person, on the phone or online.
Aviva is one of the top insurance companies in Canada. They are an extremely long standing insurance company, dating back to as early as the 17th century. Since their debut, Aviva has grown to have over three million customers in Canada. Like most insurance companies in Ontario, Aviva offers a variety of discounts on car insurance to their customers including drivers who install an automatic emergency brake system, drivers who stay conviction free for three years, retired drivers, and customers who purchase multiple policies from them. Aviva car insurance customers benefit from their various programs such as disappearing deductible , conviction protection, roadside assistance, customer satisfaction, rental car discounts, hotel accommodation, and more. Should you need to file a claim, you can do so either over the phone or online. Representatives are available for support 24 hours a day, 7 days a week.
Belairdirect got their start in Ontario and Quebec in 1955, and has been delivering both auto and home insurance policies for over 60 years. They were actually the first car insurance company in North America to provide car insurance to customers online. Belairdirect offers customers accident forgiveness and the automerit program, and can offer a variety of insurance policies suited to your specific needs. Should you need to speak to a broker or manage your policy, belairdirect customers can access the “Client Centre” 24/7, to access documents and track claims. Belairdirect is known for their affordable car insurance, as they strive to find ways to deliver cost-effective insurance policies to their customers. One way of doing so is by offering a variety of discounts. For example, discounts are available to those who bundle their home insurance and auto insurance policies, have multiple belairdirect car insurance policies, and have a clean driving record free of convictions. Belairdirect makes it easy for customers to track their claims status with their online claims tracking service.
Canadian Auto Association (CAA)
Named the most trusted brand in Canada, CAA is a not-for-profit comprising eight entities delivering emergency roadside service, full automotive and travel services, and complete insurance services to over 6.4 million members. CAA was established in 1974 and has since become one of the largest consumer-based organizations in Canada. Customers can take advantage of several discounts including multi-vehicle policies, participating in the CAA Connect program, and installing winter tires. The CAA Connect program is in place to reward customers for safe driving practices. All it takes is attaching a small device to your vehicle which monitors your driving habits. CAA also offers a Forgive and Forget program, which is comparable to an accident forgiveness program, allowing you to get away for your first at-fault accident as if it never happened. To make things easier, CAA has an app that customers can download on their phone that will store member information. This app can also connect you with a CAA representative, help you find roadside assistance, find nearby gas stations, and research quotes for a new battery.
Alphonse Desjardins first formed Desjardins Insurance in Quebec in 1900 as a credit union. Desjardins Insurance is a trademark of the Desjardins General Insurance Group (DGIG), which was founded in 1944. To date, this company has grown to provide Canadians with a range of insurance, investment, and financial services and DGIG ranks among the top insurance companies in Canada. Desjardins insurance policies are underwritten by Certas Direct Insurance Company, the third largest property and casualty insurance company in the country. Canadians have been using Desjardins Insurance for both home and auto insurance needs for over 60 years and have access to a licensed insurance advisor whenever they need them.
Like most insurance companies, Desjardins insurance customers can get a variety of discounts on their auto insurance including multi vehicle policies, bundling home and auto insurance policies, installing winter tires, keeping a clean driving record, and owning a fuel-efficient hybrid or electric vehicle. There is an app available to Desjardins customers however it is focused on their investment and financial services rather than car insurance services. You can reach Desjardins by phone 24/7.
Economical is one of the leading auto and property insurance providers in Canada. They were established in 1871, and are headquartered in Waterloo, Ontario. Economical has grown over the years to serve over one million Canadians. Looking for a discount on your car insurance? Economical offers a variety of discounts to their customers whether for insuring multiple vehicles on a single policy, combining home and auto insurance policies, safe driving, installing an anti-theft device, etc. Beyond discounts, there are several specific programs that cater to different types of customers. Group insurance is available through Economical and they are also one of the few insurance companies that offer high-risk car insurance to those who have bad driving records and are struggling to find a car insurance policy as a result. Economical also offers other unique insurance policies such as insurance for motorhomes, antique vehicles, and RVs.
Intact was originally founded in 1809 and purchased by a Dutch company years later in the 1950s. In 1991, they merged with NMB Postbank and became ING Group. Today, Intact Insurance is Canada’s largest home, auto and business insurance company, serving over four million customers. Intact’s countrywide availability and strong relationship with insurance brokers allow them to deliver the highest quality customer service, never failing to provide peace of mind. Intact customers can receive discounts on their car insurance by enrolling in their driver education program or by bundling home insurance and auto insurance policies. They also have a Driving Discount Program which allows those with good driving habits to get cheaper insurance rates. This is done using their app which gathers information such as the time of their trips, acceleration rates, and braking rates, Intact also offers insurance for motorcycles, boats, snowmobiles, and RVs.
Jevco Insurance Company has been meeting the insurance needs of Ontario customers for over thirty years. Headquartered in Mississauga, Ontario, Jevco is known for offering non-standard personal automobile insurance. As of 2012, Jevco falls under the Intact Financial Corporation (IFC), which as mentioned above, is the biggest provider of home, car, and business insurance in the country. What makes Jevco unique is that they focus on delivering insurance solutions to those who need non-standard car insurance such as private passenger vehicles or need high-risk insurance. High-risk insurance is for those who have difficulties getting insurance elsewhere due to having multiple convictions on their record, license suspensions, issues filing claims, or otherwise. Jevco was also one of the first companies to insure Uber drivers and provide discounts to those customers who decide to become Uber drivers. Customers can reach Jevco insurance representative for support 24/7.
RBC Insurance is a part of the Royal Bank of Canada, which was founded in Halifax, Nova Scotia in 1864. Whether you’re looking for health, home, auto, travel or business insurance, RBC has you covered. Available almost everywhere in Canada, RBC Insurance has approximately 2,500 employees and serves over four million clients globally. RBC Insurance customers can lower their car insurance rates by taking advantage of several discounts available including multi-vehicle policies, having no claims history, being retired or installing winter tires or an anti-theft device. RBC also offers an accident forgiveness program and family protection endorsement. Should you wish to get in touch with an RBC Insurance representative, they can be reached 24/7 both online and over the phone.
Saskatchewan Government Insurance (SGI)
In 1944, the Government of Saskatchewan passed The Saskatchewan Government Insurance Act, creating the provincial Crown corporation that is known today as SGI. Since its beginning, SGI’s mission has been to provide complete, affordable insurance policies to Saskatchewan residents, however the company has grown to offer insurance to those in Alberta, Ontario, British Columbia, and Manitoba. SGI offers discounts to those who have been with the company for three years, have good driving records, hold multiple vehicles under one policy, are retired, and those who live on a farm and farming is their primary income.
TD Insurance offers a large variety of insurance including car insurance, home and tenant insurance, travel, RV insurance, life insurance, accident and sickness, and more. They are part of the TD bank group, which is based in Toronto, Ontario. TD Insurance allows businesses and other associations to take advantage of group rates and they also offer a range of discounts to their customers. For example, you may be eligible for a discount on TD car insurance if you install winter tires or an anti-theft device, are a full-time student, drive a hybrid or electric vehicle , bundle multiple vehicles under a single policy or bundle home and auto insurance policies. There is a TD app available to support customers when filing claims.
Decently new to the Canadian Insurance Market, Travelers is made up of The Dominion of Canada General Insurance Company, St. Paul Fire and Marine Insurance Company and Travelers Insurance Company of Canada . Travelers prides themselves on recommending the best car, home or business coverage, educating their clients on ways to reduce risk, and helping them manage their claims. This company has approximately 1700 employees in Canada, spread out between Vancouver, Calgary, Edmonton, Winnipeg, London, Toronto, Ottawa, Montreal, and Dartmouth. With a focus on car insurance, Travelers offer discounts to those who have multiple vehicles under one policy, pass a drivers education course, bundle home and auto insurance policies, and practice safe driving/hold a conviction-free record. Travelers insurance has an app for policyholders to report claims, make payments, view coverage, contact a claims agent, and more.
If you can’t decide which car insurance company is best for you, let us help you. At Complete Car, we will help you shop around and find the best car insurance policy suited to your needs. Shop around and compare quotes online today!