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If you’re looking to save money on insurance premiums, understanding car insurance groups in Canada is a must. There are 50 insurance groups and the more expensive your vehicle is, the higher its insurance group will be. Car insurance companies categorize vehicles by their cost of parts and repairs, vehicle safety, value, and performance. For example, a Honda Civic will be in a lower insurance group than an Audi A4. In this article, we will

Your postal code doesn’t just tell the postman where to deliver your mail. It also tells insurance providers how much they should charge you for car insurance! If you live in downtown Toronto, your car insurance premium will be more than if you live in a rural area. This is because of the higher number of accidents that occur in urban areas. In this article, we’ll discuss how changing addresses can affect your insurance rates.

If you have a car, but don’t drive it very often, then this article may be for you. Auto insurance rates can vary based on your driving habits and the frequency of your vehicle usage. If you’re not using it much, then why pay more? We’ll compare quotes from Canada’s top insurance companies to help you find the best rate for your low mileage vehicle. If you’re a low mileage driver, then you will most

The winter season is here, and with it comes the possibility of ice on the roads. When you are driving in these conditions, there’s a chance that your vehicle will lose traction. This can lead to a collision and damage to your car or other vehicles involved in the accident. If this happens on highways then damages could be fatal and more severe. Whether you are able to claim for the damages under your insurance

If you own a vehicle, car insurance is a necessary part of life. It’s required by law in all provinces and if you’re driving without it, the penalties can be steep. However, what happens when an insurance company refuses to cover you? What if they refuse to insure you because of your age or driving history? For many, the process of purchasing or renewing their auto insurance is a relatively straight forward one-step transaction. However,

In the world of auto insurance, it’s not uncommon for policyholders to receive multiple quotes from different providers. The question that many people ask themselves is “do these companies share information with each other?” In Ontario, they do not. Car insurance providers are not allowed to share any personal information that is collected. Do insurance companies share quote information? In Ontario, insurance companies are not permitted to share any personal information that is collected by

If you own a car, you know that paint scratches are inevitable. Living in Canada can make this even more of a problem, as our harsh winters and salt-covered roads take their toll on your vehicle’s exterior. While some people might think about going to the body shop every time they have a scratch, it is important to be aware of what does or does not come under the coverage of your policy with Canadian

Car insurance renewal is an annual deal for most drivers in Ontario. If your car insurance policy is up for renewal, there are some important things to know about the process. For one thing, standard auto insurance policies have a one-year term. As your renewal date approaches, you can expect a letter from your current insurer with an updated rate and documentation. You should also receive a new motor vehicle certificate of insurance. Once you

If you’ve recently purchased a vehicle in Ontario for the first time you probably have some questions about the vehicle registration process. One of the most popular questions we get is, “Can I register my car without insurance?” In Ontario, you must have proof of insurance, usually in the form of an insurance pink slip, to register your vehicle. Below we’ve outlined and answered some of the most common questions we receive about registering a

When you are shopping for a car, one of the key features to consider is whether or not it has a manual or automatic transmission. Oftentimes people think that because they will be doing most of the work themselves by driving a vehicle with a manual transmission, they will save money on insurance. It turns out this isn’t always true! Read on to find out more about the pros and cons of owning a vehicle

Are you buying a car but you’re wondering if you need insurance before purchasing? Well, that answer depends if you’re buying from a private seller or a dealership. We’ve created this guide to help answer all of your questions regarding the process. Do I Buy Car Insurance Before I Buy a Car? This depends on how you decide to pay for your new or used car. There really is no escaping car insurance as it’s

When it comes to purchasing car insurance, there are several factors that go into determining the cost of your policy such as your location, gender, driving record, mileage, and more. More importantly, car insurance providers will consider the type of car you drive before giving you an insurance quote. This means that whether you drive a coupe or a sedan, your car insurance will vary. Generally speaking, coupes are known to be more expensive to

What is a non-owner auto insurance policy? Non-owner car insurance is offered to drivers who don’t own a car but borrow, rent or participate in car sharing services such as Zipcar on a regular basis. Like all drivers in Canada, it’s illegal to get behind the wheel without a valid auto insurance policy. So whether you’re borrowing someone else’s car or renting a vehicle, it’s crucial that you have a valid insurance policy with liability