There aren’t any policies (that we know of) that let you insure a car on the weekends only. If you own a collector vehicle or if you are not going to be driving your car to work or school then there are a few options for you. We will discuss them in this article.
If you own a vehicle that is at least 25 years old then you may be eligible for collector plates. Most of these insurance policies will come with driving restrictions. For example, in British Columbia if you drive a vehicle with collector plates for any non-pleasure reason then your insurance could be void. There may also be restrictions for driving at night if your vehicle does not have sufficient lights and reflectors. These regulations are different in every province and with each insurance company so it best to do some research before purchasing any short term car insurance. Applying for collector car insurance is a bit more complicated than insuring a “daily driver” vehicle so you might want to call your insurance agent before showing up to renew your coverage.
Pleasure/Leisure Use Only
Almost all car insurance companies in Canada will have reduced premiums for people that will be driving their cars for pleasure/leisure purposes only. You have to be careful when you buy this coverage though. If you’re insured with one of these policies then you are never allowed to drive to work or school. Again, if you drive your car for non-leisure reasons, and you get in an accident, you might not be able to make a claim because your insurance could be void.
To learn more about various insurance policies in Canada please click on the following links to visit those pages.